Wealth
We do not begin with products. We begin with what you want the money to do — and only then with what it should be sitting in.
Solutions
Whether you are thinking about a child's education, your own independence from a salary, or what happens to the family's money after you, these are the conversations people actually start with.
Fees do not wait, and they do not stay still. We talk through what you are aiming at and when you will need it, put the arithmetic on the table — including what inflation does to a number that is fifteen years away — and handle the investing and the paperwork once you have decided.
Two numbers matter: what the corpus needs to be, and what it takes to get there from where you are. Our calculators show their working rather than asking to be trusted. Starting an SIP towards it and keeping it running is the part we do.
Drawing from accumulated wealth is its own question — how much, how often, and how long it lasts. The SWP calculator on this site shows exactly what a given withdrawal does to a corpus over time. We set up the instruction and service it afterwards.
Most people accumulate holdings rather than choose them — one from a bank, one from a relative, three from a decade ago. We help you get all of it visible in one place and understand plainly what you own and what it costs you. What you do about it is your decision; we handle the paperwork for whatever you decide.
The practice is led by chartered accountants, so the tax position and the investment question get looked at together rather than one being discovered after the other has been settled. Tax work is a professional engagement in its own right; where an investment question arises inside it, it is dealt with there.
Nomination, joint holding, transmission, and making sure the family knows what exists and where it is. A surprising amount of wealth is lost not to markets but to a form nobody updated. Keeping your records current and the right names on the right papers is unglamorous and it matters enormously.
Investing from abroad brings paperwork that residents never see — NRE and NRO accounts, FATCA declarations, KYC completed from another country, and repatriation rules that differ by account type. We handle the mechanics so the distance is not the obstacle.
Different goals. Different journeys. One structured approach.
Services
Every instrument has a different job. Which one fits depends on the purpose, the horizon, when you need the money back, and how you would feel if its value fell in the meantime.
Equity, debt, hybrid and the other categories, across fund houses. This is the core of what we are registered to distribute, and the NAV of every scheme AMFI publishes is searchable on this site.
Covered by ARN 329775
Professionally managed portfolios for investors who meet the minimum investment threshold SEBI sets, where a more concentrated and customised mandate is wanted. The portfolio manager manages it; we place and service the business.
Through empanelment with the portfolio manager
Access to AIF strategies for investors who are eligible for them, where diversification beyond conventional funds is the objective. Minimums and lock-ins are materially different from mutual funds and are set out in each fund's own documents.
Through empanelment with the fund
Fixed-income avenues for income, relative capital stability and diversification. What separates one from another is the credit quality of whoever is borrowing and the tenure you are locked in for — both are stated in the offer document, and both deserve reading.
Through arrangements with the issuer
Home loans, business loans and other credit requirements. The work here is choosing a structure, a cost and a tenure the business or household can actually carry — a cheaper rate on the wrong tenure is not cheaper.
Through arrangements with lenders
Term protection exists for one reason: so that an unexpected event does not undo everything else. CA Dhaval Shah holds an IRDAI individual agent licence for life insurance, registration 01413302.
Not every product belongs in every portfolio. The product comes after the purpose, not before it.
AMFI Registered Mutual Fund Distributor · ARN 329775. We are not registered with SEBI as an investment adviser. Nothing on this page is a recommendation to buy any particular product, and we do not charge you a fee for any of it. Every product named above carries its own risks, costs and conditions, set out in its own offer documents, which should be read before you commit money to it.